AS USED HEREIN, THE TERMS "YOU" AND "USER" SHALL MEAN ANY VISITOR TO THE WEBSITE.

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE, FROM TIME TO TIME IN OUR SOLE DISCRETION. WE WILL NOTIFY YOU OF AMENDMENTS TO THESE TERMS AND CONDITIONS BY POSTING THEM TO THIS WEBSITE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE.

You are strictly prohibited from unauthorized use of our systems or this website, including but not limited to unauthorized entry into our systems, misuse of passwords, or misuse of any information posted to this website.

 You acknowledge that we may disclose and transfer any information that you provide through this Website to (i) any company within the TAXC, its affiliates, agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate, and by using and providing information through this Website you agree to such transfers.

Use of this Website may be monitored, tracked and recorded. Anyone using this Website expressly consents to such monitoring, tracking and recording. You are responsible for being familiar with the current version of these Terms and Conditions posted on the Website during each session.

 Use of Information

We will treat any personal details that you may submit via this website as confidential and shall process and store such details at all times in accordance with the requirements of the Data Protection Act 1998 in the United Kingdom and any legal requirements concerning data protection in other jurisdictions in which the NWMS operates. No information will be passed to another party other than where you have indicated your consent to the passing of your data to other members of the NWMS or investment trusts managed by members of the NWMS for customer administration and/or marketing purposes or unless we are legally obliged to do so.

 Disclosures

You will, in the process of completing your personal details when registering to have access to certain sections of this website, be asked to indicate your consent or otherwise to members of the NWMS writing, telephoning, faxing or e-mailing you to give you information about products and services which may be of interest to you. If you indicate your consent at this time, you may at any time thereafter advise us in writing or by email that you no longer wish to be contacted about such products and services.

 Use of Cookies

We use 'cookies' to identify you when you visit this website and to enhance your experience of the site. Cookies are small files that your web browser places on your computer's hard drive. We use cookies for remembering user names and preferences and tracking click streams. You have the option of setting your browser to reject cookies.

 External Websites

This website may contain links to other websites operated and controlled by parties other than members of the TAXC. Such links are provided for your convenience only and their inclusion does not imply any endorsement of material on such websites or any association with their operators. You use such links at your own risk and TAXC accepts no responsibility for any linked sites.

 Important information

The information contained in this website is not intended to be an offer or solicitation to deal in investments in any way in any jurisdiction in which such offer, solicitation or distribution would be unlawful.

The TAXC Website is organised into areas directed to particular countries in which members of the TAXC provide investment services and to particular audiences, such as investment advisers and existing or potential customers for particular investment products or services of the TAXC.  All users should only access information relevant to themselves through the appropriate part of the website.  Private investors will find the regulatory disclosures and information and warnings appropriate to themselves in the private investor areas of the website.

The site may include information about unit trusts, open-ended investment companies, investment trusts and venture capital trusts and similar funds managed or operated by the TAXC and about associated investment plans. Applications in respect of units or shares in any such investment vehicles may only be made on the basis of the current, relevant scheme particulars, offering documentation or prospectus and on the basis of the terms and conditions of any applicable investment plan. The relevant part of the website will include details as to how this information may be obtained.

 The members of the TAXC only provide information about their own products and services and do not give investment advice based on individual circumstances. Persons requiring investment advice should consult an appropriate adviser.

The information provided in this website is believed to be accurate at the date first published to the best of TAXC’s knowledge.  However, no warranty or representation is given as to its accuracy or completeness or that it is up to date, secure, operate without error or that it will be free from viruses or other harmful elements.  It may be changed without notice. Any research or analysis used in this website has been procured by the members of the NWMS for their own use and may have been acted upon for TAXC’s own purposes.

 TAXC reserves the right to grant access or revoke the authority to access, use or reproduce the contents of the TAXC Website at its absolute discretion. While reasonable care is taken to ensure the accuracy, completeness and security of information available through the TAXC  does not accept responsibility for the consequence of any use of the TAXC Website by any user, whether authorised or unauthorised.

 Summary Information regarding TAXC’s Conflict of Interest Policy

The TAXC (or we) provides a wide range of investment consulting and trust services. As such, theTAXC, its associates and companies within the TAXC may from time to time have interests which conflict with clients’ interests or with duties owed to clients.

 We are committed to fair dealing and integrity in everything that we do. If we do not act in our clients best interests, we run the risk that our clients will go elsewhere. Consequently our interests are closely aligned to that of our clients.

Conflicts of interest may arise where the corporate, commercial, personal interests or loyalties of the TAXC, companies within the TAXC Group, shareholders, senior management or employees on the one hand conflict with the interests of clients on the other or, where the interests of one client conflicts with the interests of another client.

 We have established procedures designed to identify, mitigate and manage any such conflicts. These include organisational and administrative arrangements and controls designed to safeguard the interests of clients.In some instances, our procedures and controls may not be sufficient to ensure that a potential conflict of interest does not damage a client’s interests. In these circumstances, we may consider it appropriate to disclose the potential conflict to the client. We may also decline to act in any circumstance where there is a residual risk of damage to the interests of any client.