Bank of America: open business account online for trading and import/export
04.09.2026
Bank of America
Open bank account for business: about the bank, who it works with in United States, open business bank account for non-residents, payments, fees and key features.
Open company bank account 2026
Information about the bank and open bank account for company
Bank of America is a bank serving clients in United States and international business. Before we submit an application in 2026, we check the current legal entity, licence status and availability of the required product.
US banks and fintech platforms are especially practical for US corporations and LLCs, companies with US clients, an EIN and verifiable activity in the United States. The institution should be selected not only by country, but also by currencies, counterparties, the need for credit or cards, and the availability of a backup payment channel.
Open bank account for business for a non-resident or offshore company
An application from a non-resident company to Bank of America is reviewed individually. A strong profile includes a clear business activity, working website, contracts, expected turnover, countries of counterparties, source of funds and a clear business connection with United States. For an active operating bank account opening for business, we prepare a description of incoming and outgoing payments in advance.
Bank fees for open business bank account and SWIFT/SEPA payments in USD/EUR
| Opening and review | After KYC; no single standard fee for a non-resident company is published. |
|---|---|
| Account service | According to the selected corporate/private package or an individual bank offer. |
| Domestic payments | According to the current tariff; main channels: USD, ACH, Fedwire and SWIFT. |
| International payments | SWIFT/SEPA where available; correspondent bank charges and OUR/SHA/BEN costs may apply. |
| FX conversion | The bank exchange rate and FX margin depend on the currency pair and transaction volume. |
Bank fees for open company bank account | Cost of open bank account for company and USD/EUR payments
Other open bank account for business options
United States — bank account for UK Ltd company in a local bank or EMI: we advise paying attention to TD Bank N.A. / Payment system (EMI) Mercury. For stable operation of your business, we recommend additionally open business bank account in another country: see bank selection for a second online company bank account opening.
Do you need an IBAN UK company bank account opening for a UK Ltd or offshore company with a European bank? We will select the best solution for your activity and payment directions, incoming and outgoing turnover, currency, payment purposes and the preferences of your business partners. We recommend using two company bank account opening — a main business bank account opening for UK Ltd and a backup bank account opening for company — to diversify risks and make payments more convenient; usually this is a payment system and a traditional bank.
Ask a question about opening an account onlineHow to Open Business Bank Account Remotely for UK Ltd or offshore company
- We open a bank account online for the company director. In most banks and payment systems, to open company account online it is first necessary to open a personal account with the same bank or payment system for the company director. This is connected with using one application to manage online banking.
- We prepare documents for online company account opening. Full support for online account opening and form completion, direct consultations and remote expert assistance through TeamViewer / messengers, work with financial monitoring, preparation and review of the KYC/KYB package before submission to the bank, payment support and explanation of the source of funds for the business.
- Company account is open. What next? We support online opening of the company’s second account with a European payment system / EMI or a second account with a traditional bank. On request, we support preparation of the initial document package for the company to work with your business: contracts, invoices and specifications taking into account financial monitoring requirements in the country of your bank, correspondent banks and the recipients/senders of funds.
WHAT TO DO AFTER Bank account opening for company
Open business bank account is not enough; keeping it working is important.
Bank of America and a working company bank account opening are already 70% of success. But it is also important to keep the business bank account opening working for as long as possible. That is how the system works. Sooner or later it will happen. The main thing is that by that time you have managed to achieve the main business goal — make a profit. And you will continue working through the second online business bank account opening that you opened in advance as a "wallet". If so, you are on the right track. We wish you success in business!