Payment system (EMI) Mercury: open business account online for non-residents for IT business and online trading remotely
03.09.2026
Payment system (EMI) Mercury
Open bank account online for company: about the bank, who it works with in United States, open bank account for business for non-residents, payments, fees and key features.
Open company bank account 2026
Information about the bank and open business bank account
Mercury is a US fintech platform for startups and companies; banking services are provided by partner banks. In 2026, before submitting an application, the current legal entity, licence and availability of the required product are checked.
US banks and fintech platforms are especially practical for US corporations and LLCs, companies with US clients, an EIN and verifiable activity in the United States. The institution should be selected not only by country, but also by currencies, counterparties, the need for credit or cards, and the availability of a backup payment channel.
Open bank account for company for a non-resident or offshore company
An application from a non-resident company to Payment system (EMI) Mercury is reviewed individually. A strong profile includes a clear business activity, working website, contracts, expected turnover, countries of counterparties, source of funds and a clear business connection with United States. The provider is assessed as a payment institution or platform; payment details do not mean that the product is a bank deposit.
Bank fees for company bank account opening and SWIFT/SEPA payments in USD/EUR
| Setup | Basic application has no fee; the service is available to eligible US companies after review. |
|---|---|
| Account service | The basic Mercury account has no monthly fee; separate products have their own terms. |
| US payments | ACH and standard domestic transfers — according to the platform public tariff. |
| International payments | For international wires and currency conversion, the tariffs of the selected payment channel apply. |
Bank fees for open bank account for business | Cost of open company bank account and USD/EUR payments
Other open business bank account options
United States — business account in USD/EUR for SWIFT payments in a local bank or EMI: also pay attention to PayPal / Stripe. For stable operation of your business, we recommend additionally open bank account for company in another country: see bank selection for a second bank account opening for company.
Open UK/US/EU Business account for UK Ltd or offshore company
- We open a bank account online for the company director. In most banks and payment systems, to open company account online it is first necessary to open a personal account with the same bank or payment system for the company director. This is connected with using one application to manage online banking.
- We prepare documents for online company account opening. Full support for online account opening and form completion, direct consultations and remote expert assistance through TeamViewer / messengers, work with financial monitoring, preparation and review of the KYC/KYB package before submission to the bank, payment support and explanation of the source of funds for the business.
- Company account is open. What next? We support online opening of the company’s second account with a European payment system / EMI or a second account with a traditional bank. On request, we support preparation of the initial document package for the company to work with your business: contracts, invoices and specifications taking into account financial monitoring requirements in the country of your bank, correspondent banks and the recipients/senders of funds.
An EU IBAN bank account opening for UK company for your company, managed from a smartphone? Yes. No monthly fee! A special offer from our partners for clients who buy a ready-made UK Ltd: strong options for payments in Europe and other countries in EUR and USD through SEPA and SWIFT. We will help you organise substance for your company — you organise the business, and we handle the administrative work.
Ask about online account opening termsWHAT TO DO AFTER Bank account opening for business
Open business bank account is not enough; keeping it working is important.
Payment system (EMI) Mercury and a working company bank account opening are already 70% of success. But it is also important to keep the bank account opening for company working for as long as possible. That is how the system works. Sooner or later it will happen. The main thing is that by that time you have managed to achieve the main business goal — make a profit. And you will continue working through the second business bank account opening that you opened in advance as a "wallet". If so, you are on the right track. We wish you success in business!